Micaja-prestamo mex

Micaja offers a personal loan service characterized by its efficiency and simplicity, boasting a disbursement time of just five minutes from login to fund retrieval.

Below are key details regarding Micaja's loan products:

• Credit Limit: Ranges from $600 to $50,000 MXN
• Loan Duration: 91 to 360 days
• Interest Rate: 0.09% daily (Annual percentage rate up to 32%)
• VAT: 16%

The requirements for obtaining a loan through Micaja include:

• Ownership of an Android smartphone with internet access
• Mexican citizenship (verified with INE/IFE)
• Ages between 18 and 65
• A satisfactory credit history

To illustrate the interest calculation for loans, consider the following example: for a loan of $5,000 due in 91 days, the total amount payable is calculated as follows:

• Interest: $5,000 * 0.09% * 91 = $410
• VAT: $410 * 16% = $66
• Total Amount Payable: $5,476

The documentation process with Micaja is notably straightforward, requiring only an INE or IFE card with minimal paperwork involved. The interest rates are competitive, and the speed of service is commendable.

Privacy and Data Protection:

Your personal information is safeguarded by stringent security protocols, ensuring it will not be shared without your consent.

Payment Methods:

• SPEI: Accepts transfers from major Mexican banks such as BBVA, Banco Azteca, Santander, Banamex, and HSBC.
• OXXO: A barcode will be provided for payments at OXXO stores, with transactions reflected in minutes.
• Convenience Stores: Fast credit payments accepted at locations such as Walmart, Superama, and 7 Eleven through a 16-digit reference at authorized Paynet stores.

Contact Us:

The Customer Service team is available to assist you when needed. Please reach out via the online application.

Service Hours: Monday to Friday, from 9:30 AM to 6:30 PM
Email: [email protected]
Website: http://www.micaja.com
Address: Interior B, between calle Isabel Prieto and Jose Maria Vigil, Ladron de Guevara, Guadalajara, Mexico. CP: 44600

The Micaja application is available for download on Google Play, providing a safe and efficient personal loan experience in real-time.